![]() ![]() Thanks & Happy Learning! Recommended Articles If our tutorial helped you or if you liked our tutorial, then please share with others. Hope, you can be able to achieve your requirement and liked our tutorial. You just need to replace the String Arrays with int Array without any other changes. We have taken the examples of only String Arrays where as you can also try for the int Arrays. You can use any of the above approach to reverse your Array. ![]() In this tutorial we have learned how to how to reverse an Array in Java by using different methods like using for loop, in-place method, ArrayList, StringBuilder.append( ) method and ArrayUtils.reverse( ) method. Call revArray( ) method to reverse the given ArrayĬode language: JavaScript ( javascript ) Output Reversed Array is Code language: JavaScript ( javascript ) Conclusion You can also find any particular elements of an Array in Java by using a simple if condition or for loop.Įxample of String Array String str = We have differentiated indexes as indices and values as elements. Let’s see the below example of an Array with a total of 8 elements where the first index starts from “0” and the last index is “7”. It is also based on indexing which starts from “0”. It provides contiguous memory allocation and fixed size of elements. Can we reverse both Integer and String Array? What is an Array in Java?Īn Array is a collection object which contains multiple elements of the same type.Is there any predefined methods that we can use to reverse an Array?.How to reverse the order of an array in java?.Reverse an Array by using ArrayUtils.reverse( ) method Reverse an Array by using StringBuilder.append( ) method Reverse an Array by using ArrayList and Collections.reverse() method Reverse an Array by using in Place method (Swapping Method) Why do we need to reverse an Array in Java?.
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![]() In the now-famous photo, SGM Kasal was still clutching the M9 he used to defend himself in one hand and his Ka-Bar knife in the other. A combat photographer captured an image of a badly wounded Kasal as he was helped to safety by two fellow Marines. Marine Sergeant Major Brad Kasal fought a close-quarter last stand against multiple armed insurgents in Fallujah where he was shot seven times and suffered dozens of shrapnel wounds. Air Force Airman Andy Brown killed an active shooter on Fairchild Air Force Base with a 70-yard head shot from his M9. Though not every soldier, sailor, airman or Marine was a fan of the M9, there are many legendary stories of the M9 being employed to great effect in the service of our nation. A second wraparound grip is included for shooters who prefer the larger circumference feel and arched backstrap of the M9 and legacy 92 models. The 92X-series features the reduced-diameter Vertec frame and arrives with slim grips mounted. Only the M1911A1 can boast of having served longer in as much combat. In fact, the last newly produced M9 pistols were shipped from Beretta’s factory in September 2021, which marks the end of that era. Though two variants of SIG Sauer’s P320 are now being fielded as the M17 and M18, there are a number of M9s still in service as the transition continues. military as the M9 in 1985, but it didn’t enter official service until 1990. The Beretta 92FS was adopted by all branches of the U.S. Beretta beat SIG Sauer on price since its magazines were less expensive to acquire. The two top contenders were the Beretta 92FS and the SIG Sauer P226. (Photo by Mark Fingar)īy the early 1980s, the military was ready to retire its well-worn M1911A1. Beretta’s iconic open-top slide design lightens the slide’s weight, reduces muzzle flip and features a generous ejection port. ![]() Production moved to Accokeek, Maryland, to fulfill military contracts, which ultimately moved to Gallatin, Tennessee, in 2016. military requested a safety that allowed the 92 to be loaded and unloaded with the safety engaged, and the solution moved the manual safety lever to the slide, and thus creating the “92S.” During the same period, the magazine catch was moved from the bottom of the frame to its current position behind the triggerguard. The design was changed significantly during the years to maintain its relevance, which started with early Italian-made 92 pistols having frame-mounted safety levers that allowed it to be carried cocked and locked like the M1911A1 platform it aimed to supplant. The Beretta Model 92 was designed in 1975 and has been produced in multiple configurations since 1976. Announced in 2019, the new 92X series builds on this legacy. Such lengthy history inevitably produced design improvements to address a few issues, but the 92 evolved then and continues to mature now. Thanks to its widespread use by military and police units (not to mention civilian shooters), there is a wealth of practical experience surrounding the Beretta 92 family. Its 31-year military service as the “M9” ensures its importance in such a discussion. If we listed the most important handguns in our nation’s history, Beretta’s 92-series would no doubt make the list. ![]() If having just a Nutrona Wand wasn’t enough Matty Collector has been displaying a mysterious Ghostbusters item that has ghostheads asking what’s under the black covering? Smaller version of the Proton pack? Mini ECU? Ghostbusters III prototype toys? Belt Gizmo™ prop toy? I speculated from the lines its similar to the “crate” packaging Matty Collector uses with its Ghostbusters prop toys. The Nutrona (Neutrino) Wand is currently scheduled for a Fall 2013 release. However, at $130 the bells and whistles are priced fairly right. Mattel’s version of the Nutrona Wand has some inaccuracies from screen used versions. And if total protonic reversal is your thing, then you’ll want to cross the streams and see what happens! Fire two Neutrino Wands at each other and watch the lights change color as the light-up meter transforms to a unique pattern and new sounds and vibration are triggered.” “The wand’s buttons and switches are loaded with lights and sounds sampled directly from the Ghostbusters™ films, including the main power on/off switch and the proton stream on/off switch, length-adjuster knob, and “blasting” button. “Negative vibrations from ectoplasmic entities bumming you out? Give them a positive blast with your Neutrino Wand! Developed with Sony Entertainment, this authentically detailed wand delivers vibrations and a force kickback when blasted, light-meter animations on the base that ramp up or down depending on how high you’ve adjusted the proton stream setting, and an extending tip that lights up with orange, red, and yellow LEDs (does not actually shoot a beam).” Matty Collector’s version can sorta do that, in your imagination. The Nutrona Wand as any ghosthead knows is the part of the proton pack that when switched on can trigger the confinement streams to catch the slimers. While ghostheads like myself have discussed possible Matty Collector prop toys going forward (this was when before everyone knew the Ecto Goggles would be next) most fans couldn’t have suspected Matty Collector, an adult collector’s division of Mattel was going to show off a new prop toy that almost or does overshadow the Ecto Goggles. Without a new movie or something else that would push the Ghostbusters franchise forward, Mattel stopped making new Ghostbusters figures and were slowly working on what many fans thought would be the last prop toy, the Ecto Goggles.īefore this week it would have been a safe bet to say that ghostheads were looking forward to hearing more about those at this years San Diego Comic Con. Ecto Goggles in the Primary Canon is developed from Ghostbusters (1984), Ghostbusters II, and Ghostbusters: Afterlife. Despite reputable quotes in recent interviews from both Dan Aykroyd and Ivan Reitman ghostheads still don’t know if their will be a Ghostbusters III. The Ecto Goggles (also known as Ecto-Goggles, Ecto-Vistors, Infra Visors, Infra-Goggles, and Paragoggles) are night vision headgear modified to aid in the detection of ghosts and other paranormal entities. The Fright Features Ray figure is wearing the Ecto Goggles, and the Slimed Heroes Ray comes with a pair of removable goggles.Next year marks the 30th anniversary of Ghostbusters and besides a 30th Anniversary licensing banner from Sony, nothing “30th anniversary” had been announced. ![]() Kenner made a pair of Ecto Goggles for the Real Ghostbusters toyline that came with a squeezable gun that fired foam darts. They appeared in a few episodes, sometimes used by all four guys. In the cartoon, the Ecto Goggles are referred to as "Spectro-Visors". The Ecto Goggles, also referred to as the "Paragoggles", are used in conjunction with the PKE Meter to visually detect ghosts. They are painted olive drab and the lenses are unidentified ![]() The Goggles appear primarily hanging off Ray's belt and worn on the face in the ghost jogger scene during the montage. In the American novelization of the film, by Richard Mueller, Ray refers to the goggles as his "trinocular visor". ![]() There are a couple variations of the microscopic adapter however, the correct one is shown below. This piece is extremely difficult to find due to the scarcity of the camera. The right lens was taken from a Mirax-Laborec Photo-Micrographic Camera. After the goggles were damaged during the NY shooting, warning labels were put on the lenses for aesthetic purposes. The base consists of an olive drab AN/PVS-5a Night Vision Goggles frame with two different microscope adapter lenses. Primarily worn by Ray, both Egon and Venkman are briefly seen wearing them during the montage. The Ecto Goggles allow the wearer to see invisible ghosts and visually track PKE valences. ![]()
![]() Nature Plus V3 ( For 1.20. From old-school classics to modern AAA titles, there is something for everyone to play here. 16x Minecraft 1.20 Realistic Texture Pack. We help you stay on top of the news with upcoming Steam sales and Gamestop promo codes to ensure you get the game of your choice at the lowest price possible. Minimum: OS: Windows 7/8/10 Processor: Dual-Core 2.2 GHz Memory: 4GB (Windows Vista/7/8/10) Graphics: Intel HD Graphics 5100 / AMD Radeon 77XX / NVIDIA GeForce GTX 660. Looking for games that cost you nothing? We have got you covered with our free games list that includes free PC and Playstation games. Gamedeal is your one-stop shop to find all the best deals from your favorite retailers including Steam, Epic Games, Gamestop, and many more under one roof. Can’t afford the game you are looking for? Make sure to wishlist it and stay up-to-date with all the price changes in the future. Not sure what you looking for? 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The regular client update has over 32 GB in size, while the Ultra HD texture pack breaks the 80 GB barrier (these figures apply to the Windows version of the game, the others might be slightly different in size).īuy the Thrustmaster T.PC Games Cheaper On Gamedeal | Find The Best Deals of Games Here!įinding the right place to get the best game deals can prove to be quite a hassle when comparing game prices on multiple sites. For example, if you want to get War Thunder - Air Forces High-res Texture Pack Steam key and activate it on Steam, pick the shop that has a Steam icon. Item War Thunder - Air Forces High-res Texture Pack. The official changelog is available right here. This high-resolution texture pack will improve your War Thunder gaming experience without degrading FPS. The legendary A-10A Thunderbolt II (a regular and a premium version) ground-attack aircraft, as well as a few other planes.Īs usual, there is also a long list of minor tweaks and fixes.Active protection systems for tanks are now available for the first time in the game (just for three top-tier vehicles).Dagor Engine 6.5 with texture upscaling and new surface rendering options, multiple smaller improvements, as well as a massive Ultra HD texture pack.Sun City, a new location for mixed battles that is inspired by the coastal regions in the Middle East.No less than seven new ships, including the USS Arizona. ![]() Join now and take part in major battles on land, in the air, and at sea, fighting with. ![]() War Thunder is the most comprehensive free-to-play, cross-platform, MMO military game dedicated to aviation, armoured vehicles, from the early 20th century to the most advanced modern combat units. Israeli ground vehicles in Closed Beta, while Israeli planes are now available for everyone. Virtual Currency War Thunder - 20000 Golden Eagles.War Thunder > General Discussions > Topic Details. War Thunder is the most comprehensive free-to-play, cross-platform, MMO military game dedicated to aviation, armoured vehicles, from the early 20th century to the most advanced modern combat units. To make sure, go into War Thunder options in Steam library and check the DLC tab. Without further ado, these are the highlights of today's update: Virtual Currency War Thunder - 20,000 Golden Eagles. Thankfully, War Thunder 2.15 "Wind of Change" comes with more than just ultra-high resolution textures and graphics improvements. After a few minor updates, Gaijin returns with the first major refresh for War Thunder this year, which is a solid piece of code that might be the largest update for this title to date (if we take into account the version with the Ultra HD texture pack on top). ![]() Wild-card round: (6) D-backs at (3) Brewers, (5) Marlins at (4) Phillies Wild-card round: (6) Blue Jays at (3) Twins, (5) Rangers at (4) RaysĪLDS: Twins/Blue Jays vs. What are this October's MLB playoff matchups? On a Saturday night filled with teams punching their postseason tickets, the Astros completed the 12-team field by beating the D-backs and eliminating the Mariners. Just after the Marlins secured a spot, the Diamondbacks completed the National League playoff field when the Reds lost to the Cardinals on Saturday night. The Rangers clinched a playoff spot by beating the Mariners on Saturday night.ĭespite a loss to the Rays earlier in the day, the Blue Jays clinched a playoff spot with Seattle's loss on Saturday night. The Marlins continued their surprising regular-season surge, clinching their first playoff berth since 2020 with a win over the Pirates on Saturday night. The Phillies clinched a playoff spot with a win against the Pirates on Tuesday - and just a few hours later secured the No. The Minnesota Twins clinched the AL Central title with a win over the Angels last week. The Brewers clinched a playoff spot with a blowout win over the Marlins and secured the NL Central title on Tuesday night. The Rays will host the wild card series as the No. Baltimore followed it up by clinching the AL East crown with its 100th win of the season on Sept. The Orioles secured a playoff berth with a walk-off win in the 11th inning against the Rays. the second team to punch its ticket to this postseason. The Dodgers secured their 10th NL West crown in the past 11 seasons with a victory over the Mariners last week, making L.A. Atlanta followed it up by clinching the NL East crown with a victory in Philadelphia last week. 10, the Braves became the first team to punch a ticket to this year's playoffs - their sixth straight postseason berth. Key links: Full MLB standings | Wild-card standings Where do the playoff matchups stand? And what does the playoff schedule look like? We have everything you need to know as the regular season concludes. Soon after, the Baltimore Orioles and Tampa Bay Rays both secured their spots to play in October, before a slew of teams sealed their spots on the penultimate day of the season. MLB, Arizona Diamondbacks, Atlanta Braves, Baltimore Orioles, Chicago Cubs, Houston Astros, Los Angeles Dodgers, Miami Marlins, Milwaukee Brewers, Minnesota Twins, Philadelphia Phillies, Seattle Mariners, Tampa Bay Rays, Texas Rangers, Toronto Blue JaysĮarlier this month, the Atlanta Braves became the first team to clinch a postseason berth, following it up by winning the NL East. The Los Angeles Dodgers joined them by clinching the NL West, and the Milwaukee Brewers secured the NL Central title. MLB playoff tracker: Who has clinched, plus scenarios, schedule This content is provided “as is” and is subject to change or removal at any time.You have reached a degraded version of because you're using an unsupported version of Internet Explorer.įor a complete experience, please upgrade or use a supported browser utilizes paid Amazon links.Ĭertain content that appears on this site comes from Amazon. Any price and availability information displayed on at the time of purchase will apply to the purchase of this product. Product prices and availability are accurate as of the date/time indicated and are subject to change. **Blackout rules and other conditions apply. Equipment lease req’d for DIRECTV via Internet customers in some sales channels. $19.95 activation & equipment lease req’d for satellite customers. Early agmt termination fee applies ($20/mo.) & add’l fee(s) may apply if equip. Add’l fees may apply to non-qualified customers. New approved residential customers, price incl. *for 24 months plus taxes and fees w/ 24-mo. Age Appropriateness: Some users have mentioned that certain activities or lessons may not be as suitable for older children or those already advanced in their reading skills.This could be a drawback for budget-conscious users. Limited Free Content: While Starfall may offer some free content, the full range of activities and lessons often requires a paid subscription. ![]() Child-Friendly Interface: The app’s user interface is typically designed to be child-friendly, making it easy for young children to navigate and use independently.Available on Multiple Platforms: The app is accessible on various devices, including smartphones, tablets, and computers, allowing for flexible learning options.Educational Games: The inclusion of games and activities can help reinforce concepts and keep children motivated to learn.Progress Tracking: The program often provides tools for parents and teachers to track a child’s progress and identify areas where additional support may be needed.Phonics-Based Approach: Starfall emphasizes a phonics-based approach to reading, which is considered effective in helping children develop strong reading and language skills.Interactive Learning: The app is known for its interactive and engaging learning activities, which can make the learning process enjoyable for young learners.It caters to various age groups, from preschoolers to early elementary students. Comprehensive Curriculum: Starfall offers a wide range of educational content, including phonics, reading, language arts, mathematics, and more.Pros and Cons of the Starfall ProgramĪfter reading multiple Starfall reviews online, I noticed many of them listed similar pros and cons. I’ll discuss these alternatives further down the page. Focus on Fives – video lessons and physical workbooks.Reading Eggs – online animated learn-to-read program.Phonic’s Museum – online animated reading curriculum with physical lifetime access.Starfall is similar to other reading curriculum programs such as: The Starfall Education program is written by teachers. They also undergo assessment, so parents know where they’re up to. There are also special time slots where children have their progress monitored. This is useful for the mom who wants to know exactly how her children are tracking compared to other children the same age. Parents are given Standards and benchmarks for every unit as well as holiday plans and character development plans. The Starfall Kindergarten program features imaginative plush characters, stimulating interactive online activities, engaging content-driven instruction, and hands-on experiences. It presents a fun way to learn a Reading and Language Arts curriculum. What is unique about the Starfall Education Curriculum? In addition, Starfall provides students with phonics instruction, sight word recognition activities, and writing exercises that support their literacy development. The program provides leveled readers that gradually increase in difficulty as children progress through each lesson plan.Ĭhildren can also access interactive games designed to reinforce their learning and make it fun for them as well. With over 70 million users worldwide, it has become one of the most popular language-learning programs. ![]() The program utilizes interactive lessons and activities to engage children and provide them with the skills needed for successful reading. Stephen Schutz, a former professor of education at the University of Arizona, and his wife, Susan Schutz, a reading specialist. The Starfall Curriculum is an online learning system created to help children learn to read. I hope you find the article helpful □ What is the Starfall Curriculum? To try and maintain accuracy in answers to the questions, I’ve compiled this article with help from a Starfall staff member. I am just interested in the program, and so I’m writing this comprehensive Starfall review. Just so you know, I’m not an affiliate with Starfall. If you want to do my course on how to homeschool, click here. The Large Print Checkbook Register Template is a Google Sheets template designed by ExcelDataPro. It’s a straightforward solution to a typically tedious task. No more manual calculations or misplaced check registers – just enter your transactions and let the template handle the rest. So, why do we recommend this template? In a nutshell, it’s all about the simplicity and convenience it offers. Whether you’re at home on your laptop or in line at the grocery store on your phone, your transaction register is just a few taps away. The ‘Category’ field is particularly useful for budgeting as it allows you to group similar expenses together and see where your money is going.īut what makes this template a real game-changer is its seamless integration with Google Sheets, meaning you can access and update your register anytime, anywhere. Whether you’re paying bills, shopping, or depositing a paycheck, each transaction gets recorded in detail. From there, just input your transactions as they occur, and the template will automatically calculate your balance. It starts with a pre-filled balance at the beginning of the period to help you kickstart your transaction tracking. No., Date, Check No., Bank Name, Issuing Party, Transaction Description, Category, Withdrawal/Payment (-), R/C, Deposit/Credit (+), and Balance. This template features a comprehensive list of fields, including S. It’s an intuitive layout that makes keeping track of your transactions a breeze. This isn’t your average, run-of-the-mill register. You know how keeping track of your checkbook transactions can be a bit of a chore? Meet the Checkbook Transaction Register Template on Google Sheets, designed by WallStreetMoji. Plus, it’s a breeze to use whether you’re a financial novice or a seasoned pro. It’s a great way to keep your financial records organized, accurate, and accessible anywhere you have internet access. We recommend this template because it takes the extra work out of managing your finances. It’s perfect for those who use digital banking services frequently. Just enter “EFT” in the “NUM” field, and the template will automatically calculate your balance. It helps to keep your financial records accurate and up-to-date. Simply mark your cleared transactions with a “C” and reconcile your checkbook with your bank statement by marking transactions as reconciled with an “R”. The template also allows for easy transaction reconciliation. It even has a feature that alerts you when your balance falls below a predetermined amount, ensuring you never find yourself in a financial pinch. In this template, you can input all the necessary details, such as the date, transaction description, withdrawal amount, deposit amount, and the remaining balance. Designed to help you monitor your finances digitally, this Google Sheets template offers a simple and intuitive way to keep tabs on your financial activities. Enter the Free Downloadable Checkbook Register Template by Vertex42. Keeping track of all your transactions can be a bit of a hassle, especially if you’re still using a paper checkbook. If you need that, please contact us via Livechat or we will arrange a remote session as soon as we can.EaseUS Data Recovery Wizard for MAC 13.5.5 (Latest Version)Safe Mac data recovery software recovers unlimited amount of data on Mac based devices.What's new in version 13.5.5?Improved recovery on the Fusion DriveOptimized display of existing and lost dataImproved enumeration and scanning quality from external devicesImproved scanning process and qualityOptimized preview.Improved search and filter function.Improved loading of search results.Optimized UI and UE.Support image repair on recoverySupport scan from specified locationImproved HFS+ recoveryOptimized user interface and interactionWhat's new in version 13.5.5?Improved quality of RAW file recoveryAdded Office document repair featureFixed some bugs?Rescue your Mac dataHave you suffered data loss?This professional Mac data recovery software will find and recover your lost data on MacBook, iMac, hard drive, USB device, memory card, digital camera, SD card and storage devices.No data limit3 steps quick and easyPreview your dataTechnical support included?What are the benefits of EaseUS Data Recovery Wizard for MAC 13.5.5 ?System requirements:Supported DevicesMacBook/iMacHDDSSDmemory cardUSB driveSD carddigital cameraiPod/MP3/MP4PlayerVideoCF/XD/MMC cardcamcorderOther storage devicesfile systemsAPFSHFS+HFS XFAT (FAT16, FAT32)exFATNTFSSupported macOS systems:macOS 12.0(Monterey)macOS 11.0 (BigSur)macOS 10.15(Catalina)macOS 10.14 (Mojave)macOS 10.13macOS 10.12Mac OS X 10.11, 10.10, 10.9Available languages?German, English, Spanish, French, Italian, Portuguese, Japanese, Mandarin (Traditional), Mandarin (Simplified), DutchĮaseUS Data Recovery Wizard for MAC 13.5.5 (Latest Version) We also offer remote assistance service to help user filter a large amount of scan result more efficiently. You could know more with the video tutorial: It would cost a huge amount of time to confirm all listed files, but we still have some solutions to help you speed it up. Since RAW files comes with a totally new name, you have to check them one by one to see if any required file is included. RAW files folder found by RAW Recovery only appears after a full scan, then the folder will be listed at the buttom of file tree. So you need ot check the files found by RAW Recovery in order to recover lost data. When the File Directory is corrupted, there's no method to recover files with right file names and data content. The recovered file will be assigned a new name like FILE001 and all sorted by file types in " RAW Files" folder. ![]() It requires more time to go through all sectors on a partition. Generally, you will find them in " Existing Partition", " Lost Partition" and " Other lost files" from the folder list.Īnother is RAW Recovery, which will search and re-create the file directly by searching all Data Field. The scan result will be listed in a file tree with original file name and attributes. One is the fast and easy way to locate the files via File Directory info. That's the reason why you cannot find lost files with original file names and folder structures, or the recovered files have original file names and folder structures but cannot be opened.ĭata recovery tools usually rebuild lost files in 2 ways. In this case, data recovery tool cannot find the valid data by searching File Directory. ![]() ![]() However, if the File Directory is corrupted by some changes (reformatting, system reinstallation, partition/drive shows as RAW status and other changes, etc.), the File Record of the file cannot piont to the right Data Content. Generally, if both of File Record and Data Content are intact, data recovery tool will easily recover the lost files by searching File Directory of the partition and the recovered files will have original file names and folder structures. However, the contents of the file are still physically stored on the hard drive till it gets overwritten by the new saved files. Once a file gets deleted, all the Data Field associated with this file will be marked as empty in File Directory. How to recover lost files with RAW Recovery?Ī file storage is made up of the File Record information (contains the folder structure info, file name, established time, the storage place of data content, etc.) and the specific Data Content, both of which are normally saved on different areas of the partition. ![]() Why can't you recover files with original file names and folder structures? ![]() In Michigan, insurers must report annual prior authorization data, including the number of requests denied and appeals received. In Oregon, for example, health insurers must respond to nonemergency prior authorization requests within two business days. Meanwhile, some states have passed their own laws governing the process. Julie Kanter, a hematologist in Birmingham, Alabama, whose sickle cell patients can’t delay care when they arrive at the hospital showing signs of stroke. “Seven days is still way too long,” said Dr. The proposed rule was scheduled to be open for public comment through March 13.Īlthough groups like AHIP, an industry trade group formerly called America’s Health Insurance Plans, and the American Medical Association, which represents more than 250,000 physicians in the United States, have expressed support for the proposed changes, some doctors feel they don’t go far enough. ![]() Starting in 2026, it would require plans to respond to a standard prior authorization request within seven days, typically, instead of the current 14, and within 72 hours for urgent requests. In December, the federal government proposed several changes that would force health plans, including Medicaid, Medicare Advantage, and federal Affordable Care Act marketplace plans, to speed up prior authorization decisions and provide more information about the reasons for denials. “It’s really devastating, these unnecessary delays.” Shikha Jain, a Chicago hematologist-oncologist. “The prior authorization system should be completely done away with in physicians’ offices,” said Dr. So today, instead of providing a guardrail against useless, expensive treatment, pre-authorization prevents patients from getting the vital care they need, researchers and doctors say.įamily health care coverage at work tops $22,000 a year In a 2021 survey conducted by the American Medical Association, 40% of physicians said they have staffers who work exclusively on prior authorization. Originally focused on the costliest types of care, such as cancer treatment, insurers now commonly require prior authorization for many mundane medical encounters, including basic imaging and prescription refills. Prior authorization, or pre-certification, was designed decades ago to prevent doctors from ordering expensive tests or procedures that are not indicated or needed, with the aim of delivering cost-effective care. “It limited her options.”įew things about the American health care system infuriate patients and doctors more than prior authorization, a common tool whose use by insurers has exploded in recent years. Though Roux doesn’t fully blame the health insurer for his mother’s death, “it was a contributing factor,” he said. ![]() Despite treatment, she died in the hospital within six weeks of being admitted. Doctors started a regimen of chemotherapy, but it was too late. A tumor in her chest had become so large that it was pressing against her windpipe. Months later, Chestnut, struggling to breathe, was rushed to the emergency room. “On at least four or five occasions, she called me up, hysterical,” Roux said. ![]() The biggest health insurance mysteries, and how to decode them In some cases, step therapy requirements may require members to first try over-the-counter products.Misunderstanding common health insurance terms can be costly for your wallet and health. Step therapy requires that the member has tried an alternative therapy first, or that the prescriber has clinically documented why the member cannot take the alternative therapy. For oncology and supportive care medical benefits drugs, submit requests to Carelon Medical Benefits Management (formerly known as AIM Specialty Health ®). Learn about submitting requests to Carelon electronically and through other methods on Blue Cross Medical Benefit Drugs or on BCN Medical Benefit Drugs.For most medical benefit drugs, including CAR-T cell therapy drugs, submit requests through NovoLogix ®. Learn about submitting requests through NovoLogix and through other methods on Blue Cross Medical Benefit Drugs or on BCN Medical Benefit Drugs.Learn about submitting requests electronically and through other methods on Blue Cross Pharmacy Benefit Drugs or on BCN Pharmacy Benefit Drugs. For pharmacy benefit drugs, submit requests through CoverMyMeds.Submitting prior authorization requestsįor drugs that require prior authorization, providers should submit requests as follows: We require providers to request prior authorization for certain medicines, such as specialty drugs, to ensure certain clinical criteria are met. To help make sure Blue Cross Blue Shield of Michigan and Blue Care Network members receive the most appropriate and cost-effective therapy, we require providers to take additional steps before certain drugs are eligible for reimbursement. |
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